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By Henry Ford

Henry Ford's memoir released 1922 in collaboration with Samuel Crowther.

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Yet even if we now have dependent our banking and our credits at the correct beginning is kind of one other topic. it's no a part of my proposal to assault our economic system. it's not that i am within the place of 1 who has been overwhelmed by means of the method and needs revenge. It doesn't make the least distinction to me for my part what bankers do simply because now we have been capable of deal with our affairs with out outdoors monetary relief. My inquiry is caused by way of no own reason whatever. I simply need to know no matter if the best sturdy is being rendered to the best quantity. No economic system is sweet which favors one type of manufacturers over one other. we wish to become aware of if it is impossible to remove energy which isn't in line with wealth construction. Any type of type laws is pernicious. i believe that the country's construction has develop into so replaced in its equipment that gold isn't the most sensible medium with which it can be measured, and that the most reliable as a regulate of credits supplies, because it is now (and i think unavoidably) administered, category virtue. the final word cost on credits is the quantity of gold within the nation, whatever the quantity of wealth within the state. i'm really not ready to dogmatize with reference to cash or credits. so far as cash and credits are involved, not anyone as but understands adequate approximately them to dogmatize. the entire query must be settled as all different questions of actual significance need to be settled, and that's via wary, well-founded test. and i'm no longer vulnerable to move past wary experiments. we need to continue step-by-step and intensely rigorously. The query isn't political, it truly is fiscal, and i'm completely convinced that aiding the folk to imagine at the query is fully useful. they won't act with out sufficient wisdom, and hence reason catastrophe, if a honest attempt is made to supply them with wisdom. the cash query has first position in multitudes of minds of all levels or strength. yet a look at lots of the cure-all structures indicates how contradictory they're. the vast majority of them make the idea of honesty between mankind, to start with, and that, after all, is a main disorder. Even our current process might paintings wonderfully if all males have been sincere. in reality, the entire funds query is ninety five in step with cent. human nature; and your profitable procedure needs to money human nature, now not rely on it. the folk are wondering the money query; and if the cash masters have any info which they believe the folks should need to hinder them going off beam, now could be the time to provide it. the times are quickly slipping away while the phobia of credits curtailment will avail, or whilst wordy slogans will affright. the folks are evidently conservative. they're extra conservative than the financiers. those that think that the folks are so simply led that they might let printing presses to run off funds like milk tickets don't realize them. it's the innate conservation of the folk that has saved our cash reliable despite the wonderful tips which the financiers play—and which they disguise up with excessive technical phrases.

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